Payment Options

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How much will this cost?

If you have insurance, you may find out what your coverage is by calling the phone number listed on the back of your insurance card.  Let the representative know that you need to know your “outpatient mental health benefits” for an office visit with a counselor.  You will find out if a deductible applies, whether you have a co-pay or co-insurance, and how many sessions are covered by your policy for each year.  Because every policy is different, RVC is not able to quote exact costs to you over the phone.  We will let you know at your visit what we will be expecting from you based on what benefits are quoted to us, however, this is not a guarantee of coverage or payment.  If you need to know this information prior to your first visit, please call your insurance company so that you are informed prior to scheduling with River Valley Counseling.

Can I make payments or do I have to pay up front?

All co-pays are due at the window at the time of your appointment.  RVC also make a practice of asking for payment toward deductibles and/or co-insurance if they apply.  Since many of our clients have weekly sessions, this allows them to stay caught up on their bill.   Otherwise, it often makes it difficult for clients to have to pay for several sessions at one time if they are only billed once per month after claims are processed through insurance companies.

Fees and Insurances:
Most counseling services are covered by many insurance policies. Our therapists are “in-network” with most major insurance companies providing coverage in this area. If your insurance company is not listed, you can confirm our network participation by calling the phone # on the back of your insurance card.

What if I don’t have insurance?

River Valley Counseling does take “self-pay” patients.  Fees will be expected to be paid at the window prior to each appointment.  The following are our rates:

  • Initial Session $185
  • Office Visit 53 Min & Up $175
  • Office Visit 38-52 Min $145
  • Office Visit 16-37 Min $105
  • Family Counseling $155

Do you take Medicaid?

River Valley Counseling does take Medicaid patients if they are covered through UHC Community Plan or CareSource.  We cannot accept “traditional” or “straight” Medicaid.  Your card will say “UHC Community Plan” or “CareSource” on it if your visits with RVC will be covered.